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The Law Office of Alice A. Strömbom can guide you through a workers’ compensation claim in Elk Grove.
Whether you work construction near Laguna Boulevard, in healthcare, retail, warehouse distribution, or one of Elk Grove’s many office and service jobs, one accident at work can leave you dealing with pain, lost income, and a lot of unanswered questions. We can help you through it. Set up a free consultation today.
Getting hurt at work is pretty scary. And even if you know that you can file for workers’ comp, that doesn’t necessarily give you any insight into the process or how it works. That’s usually the point where people realize that they need help, and that’s where our team can step in and help you by:
Accidents might happen at work, but their impact goes far beyond your job. But at least initially, your focus should always be your health and safety. From there, though, the realities of the situation are quickly going to hit you. And that’s where the actual workers’ comp system kicks in.
Getting hurt at work is unfortunately only the start of the workers’ comp process. It’s true that every employer in California has to carry workers’ comp insurance, but actually getting benefits requires filing a claim. Thankfully, there’s a general roadmap that stays the same regardless of your injuries:
This is where insurance companies often start looking for reasons to limit what they have to pay.
While this outlines the general process, it’s important to understand that every injury progresses differently. But just filing your claim means that you’ve taken steps forward. It also means something else, though. Getting benefits
What a lot of workers don’t know about filing a workers’ compensation claim is that the benefits available to you are the same, regardless of what injury you have. They’re made up of:
While it’s true that these benefits are available to you once you file your claim, they’re not automatic. Insurance companies may question how the injury happened, delay medical treatment, or dispute how much you should actually get in terms of finances. That’s why it’s important to look at what you can do to strengthen your claim.
Just because you don’t have to prove fault with a workers’ comp claim doesn’t mean the insurance company is just going to sign off on your benefits. So you have to think about backing things up, and the best way to get the most out of your claim is to have things like:
The more proof you have early on, the harder it is for the insurance company to delay, deny, or reduce your benefits. And remember, even if they do, our team will be with you from the start with guidance and support.
You officially have 30 days to tell your employer about your injury, but for your purposes, you should tell them right away. That can allow you to file your claim quicker.
In most cases, you have one year from the date of injury to file for workers’ compensation benefits.
California law makes it illegal for employers to fire you for filing a workers’ compensation claim. So, while they can fire you, it might open the door to a separate claim for wrongful termination.
No matter where you work in Elk Grove, an injury can throw everything up in the air. Workers’ compensation is there to give you a soft landing, but with everything else you have going on, it’s tough to handle on your own.
That’s where the Law Office of Alice A. Strombom comes in. We’ll be there to explain how things work and guide you through it all. If you’re thinking about filing for workers’ comp, set up a free consultation today.